Google Reviews 5 out of 5

AFG Finalist - Excellence Awards 2024

1300 308 225

Who we are

Over 20 Years helping Perth clients navigate their financial journeys.

Top Mortgages was founded by Rhys Dillon and Michael Watts. We have created a company that is based on delivering the highest levels of dedication and service to all of their clientele. We ensure that the finance we arrange for you is appropriate, this means that we will make reasonable enquiries in relation to your needs, objectives and financial circumstances prior to recommending a loan product.

Why use us?

Whether it’s for your first home, refinancing your current place or an investment, we have access to loans from a host of Australia’s leading lenders, one of which could be the right one for you. Finding one that’s right for you is the hard part, and that’s where we come in. We’ll consider a range of options to help you get the solution you’re looking for.

We have been providing mortgage broking services to our clients in Perth for more than two decades. Throughout this time, we have assisted individuals in purchasing their first homes, expanding their families, launching new businesses, and even alleviating some of their stress.

Here’s what our clients have shared about their experiences with us…

Its a real please dealing with Rhys, Mike and the Top Mortgages Team. They explained the process to my wife and I with the upmost honesty and professionalism. Rhys is always looking out for our best interests and we wouldn't hesitate in recommending to our family and friends.
Neil Pugh
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Rhys Dillon

Director | Dip FS (FMBM)

Phone: 0412 650 569
Email: [email protected]

Prior to entering the finance industry Rhys had extensive experience in marketing and management within the retail sector, then moved into the finance arena working in both marketing and management roles, providing finance for large scale farming operations, commercial and the residential lending sectors.

Today as one of the founders of Top Mortgages, Rhys acts as a Principal / Director. Rhys holds the experience and relevant qualifications in Mortgage lending. He is a member of the Mortgage & Finance Association of Australia (MFAA) as well as a member of the Credit Ombudsman Services Ltd.

Rhys is also a Housing Council Coopted Member for Master Builders WA. His role as a member includes formulating policies and recommendations on residential construction sector related issues, assist Master Builders in advocacy and lobbying on behalf of members, provide direction on other non-policy issues on behalf of construction section members assist the Board of Management in decision making on policy items, and provide leadership and strategic direction for Regional Committees on construction related issues.

Mike Watts

Director | Dip FS (FMBM)

Phone: 0402 655 600
Email: [email protected]

Michael Watts has dedicated the majority of his career to the finance industry.

Before co-founding Top Mortgages, he built a strong background in providing finance solutions for large-scale agricultural operations, as well as for the commercial and residential lending sectors, gaining valuable experience in both marketing and management roles.

As a founding Principal and Director of Top Mortgages, Michael brings a wealth of expertise and holds the necessary qualifications in mortgage lending.

He is a proud member of the Mortgage & Finance Association of Australia (MFAA) and the Credit Ombudsman Services Ltd, reflecting his commitment to professionalism and industry standards.