About Top Mortgages

Prior to entering the finance industry Rhys had extensive experience in marketing and management within the retail sector, then moved into the finance arena working in both marketing and management roles, providing finance for large scale farming operations, commercial and the residential lending sectors.

Today as one of the founders of Top Mortgages, Rhys acts as a Principal / Director. Rhys holds the experience and relevant qualifications in Mortgage lending. He is a member of the Mortgage & Finance Association of Australia (MFAA) as well as a member of the Credit Ombudsman Services Ltd.

Rhys is also a Housing Council Coopted Member for Master Builders WA. His role as a member includes formulating policies and recommendations on residential construction sector related issues, assist Master Builders in advocacy and lobbying on behalf of members, provide direction on other non-policy issues on behalf of construction section members assist the Board of Management in decision making on policy items, and provide leadership and strategic direction for Regional Committees on construction related issues.

Michael has spent the majority of his career in the finance industry. Prior to becoming a director of Top Mortgages Michael had gained experience in providing finance for large scale farming operations, commercial and the residential lending sectors, in both a marketing and management role.

Today as one of the founders of Top Mortgages, Mike acts as a Principal / Director. Mike holds the experience and relevant qualifications in Mortgage lending. He is a member of the Mortgage & Finance Association of Australia (MFAA) as well as a member of the Credit Ombudsman Services Ltd.

Brian commenced as a Finance and Mortgage Broker and joined the Top Mortgages Team in 2014. Brian works primarily supporting the Business and Asset Finance requirements of his while being fully accredited as a Mortgage Broker for all aspects of lending

Brian has over 20 years working closely with Business clients whilst he was a Relationship Manager with ANZ. His experience in working within many diverse regions of WA has given him insight to the differing needs of clients due to their location. In addition he has over 10 years working with start up businesses, franchises from varied industries and many mature businesses where he has been able to facilitate borrowing outcomes with minimal interference to the clients day to day operations.

Please contact Brian should you wish to have an obligation free discussion around your Personal and Business needs

Penny has had over 22 years experience in the finance sector. She has worked for major banks in a number of roles as well as working for a major rural lending institution.

Penny has a wealth of knowledge in relation to lending and all aspects of banking. Currently Penny’s role requires her to assist with mortgage solutions and scenarios for clients as well as the construction of all loan documents and submissions.

Penny’s primary role is as Office Manager and assistant to the Directors, Mike and Rhys.

Tara has over 20 years experience in finance and banking roles. She has worked for a number of major lending institutions and gained a wealth of knowledge and experience.

Tara’s current role requires her to assist with mortgage solutions and scenarios for clients as well as the construction of all loan documents and submissions.

Tara’s primary role is as an assistant to the Directors, Mike and Rhys.